Insurance Advisory: The insurance advisor plays a critical role in the client’s overall protection from insurable hazards.

There are several processes involved in insurance planning:
Determine whether or not you require additional insurance.

People’s insurance requirements differ depending on their circumstances. These can be divided into the following groups:

• Income replacement need.
• Income protection need
• Asset protection needs.
• Estimate the insurance coverage

1. Identify the most suitable insurance product
2. Optimize the insurance premium
3. Monitor the insurance coverage
4. Life Insurance Products
5. Term insurance
6. Non-Life Insurance Products
7. Health insurance
8. Personal accident insurance
9. Personal accident insurance
10. Property insurance